We mean Serious Business

Now it’s our job to help you develop your goal into an inclusive, cohesive financial plan. As simple as it may be to state one’s personal financial goals, because of the many options available, and the dramatic changes taking place in our world, developing and implementing a personalized plan can be quite complex. We welcome the opportunity to help you consider your goals in detail and put your plan into effect.

  • Pensions
  • Investments
  • Retirement
  • Protection
  • Mortgages
About Us Free Initial Consultation

Our Services

We offer holistic ongoing financial advice. It is our role to ascertain where you are now financially and to discover your financial needs, goals and ambitions for the future. We do this by following our financial planning process.

We establish your financial road map, your goals, needs and objectives as well as the timescales you have set to achieve those objectives. We put together your personal plan consisting of the strategies and tactics necessary to give you the highest probability of achieving your goals.


Pensions: Saving for Retirement
Saving for retirement may seem like a daunting task in itself with all the different options available which is why our team at Grosvenor Financial Solutions will search our panel of top pension providers to find the pension most suitable for you; be it a Drawdown plan held on a Pension Platform, Personal Pension, or Group Personal Scheme, pensions for the employed, self-employed or for the employer. Our experts will take you through our very easy discovery process of evaluating your needs to find the right pension plan for you. During this process we take into account how much you want to invest, when you intend to retire, your needs at retirement and your attitude to risk level. We then translate your requirements into the most suitable option for your outcome.

Pensions: At Retirement
Once you reach your chosen retirement age we will determine how you wish to take your retirement income and investigate various options for you, to include Income Drawdown and Annuities.

The value of pensions and investments can fall as well as rise. You may get back less than you invested.


When advising on investments we implement the same discovery process. We must first consider your tax status. Are you:

  • Nil rate
  • Basic rate OR
  • A higher rate taxpayer.

We then evaluate your attitude to risk. Are you a cautious, moderate or speculative investor or perhaps you are somewhere in between. The team at Grosvenor Financial Solutions can help you determine your attitude to risk and recommend investments aligned to your specific risk profile.

We then discern over what period you wish to invest – we look at the medium and the long term. We also learn if you would benefit from investing onshore or offshore.

Once we have the information compiled from this initial discovery process we look at tax efficient investments such as ISA’s then perhaps investment bonds or unit trusts and OEICS. By reviewing all of the available options we are better able to offer investments tailored to your current situation and future objectives.

The value of investments can fall as well as rise. You may get back less than you invested.

Tax treatment varies according to individual circumstances and is subject to change.


Protection plans are available to replace lost income or to provide capital after the event of a Critical Illness or the loss of a deceased partner. In addition, protection plans for “wife assurance” enable you to maintain your lifestyle.

In the event of an illness or death, we suggest asking yourself a few simple questions to discover which protection plan is right for you.

  1. Have you protected your mortgage? Mortgage protection is often on the agenda after taking out a home loan. We will research the marketplace and recommend a plan to repay your loan in the event of a death or the diagnosis of a critical illness.
  2. Have you considered the financial implications if diagnosed or already currently suffering a critical illness; such as taking time to recuperate or having to carry out home modifications after suffering a heart attack or stroke.
  3. Have you considered the financial implications of suffering a critical illness; such as the loss of income when recuperating or having to carry out home modifications after suffering a heart attack, stroke or cancer?

At Grosvenor Financial Solutions, we will work with you and your loved ones to establish if we are able to offer you a contingency plan in the event that you had to be away from work for a period of 12 to 18 months. This plan could possibly pay you part of your income as a benefit.


When shopping for a mortgage, our mortgage professionals at Grosvenor Financial Solutions are able to source exclusive offers from the whole of market, thereby ensuring that you receive a leading, bespoke mortgage product whilst saving you time and inconvenience. As such we are able to:

  • Search the most competitive mortgage rates for you to purchase your new dream home.
  • Remortgage your property to fix your current payments.
  • Raise capital for the deposit of your next investment property.
  • Source competitive mortgage rates for your Buy to Let properties.
  • Or simply allow you to repay any loans or credit cards by consolidating your debts.
  • We can also arrange Equity Release Schemes.
  • Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.
  • Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

** Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up with the payments on your mortgage **

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Contact us for your complimentary initial consultation today!

Speak with one of our experts for a no obligation initial review of your current arrangements or to discuss your new mortgage inquiry